<BuyRentCase>  <BuyRentParams HomePrice="150000" ClosingCosts="5000" LoanTerm="360" BankAmount="75000" BankRate="10" DadAmount="30000" DadRate="5" Inflation="1.5" MarginalTax="25" PropertyTax="1.75" SavingsRate="3" InitialRent="600">  </BuyRentParams>  <BuyRentResult LoanTerm="360" BankPayment="658.18" ParentPayment="161.05">    <Month id="1">      <BankInterest>625.00</BankInterest>      <BankRepaid>33.18</BankRepaid>      <BankBalance>74966.82</BankBalance>      <ParentInterest>125.00</ParentInterest>      <ParentRepaid>36.05</ParentRepaid>      <ParentBalance>29963.95</ParentBalance>      <TaxSavings>156.25</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>150186.22</HomeValue>      <SavingsOwning>-662.98</SavingsOwning>      <CashoutValue>44592.47</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>49493.75</SavingsRenting>      <AdvantageOfBuying>-4901.28</AdvantageOfBuying>    </Month>    <Month id="2">      <BankInterest>624.72</BankInterest>      <BankRepaid>33.46</BankRepaid>      <BankBalance>74933.37</BankBalance>      <ParentInterest>124.85</ParentInterest>      <ParentRepaid>36.20</ParentRepaid>      <ParentBalance>29927.76</ParentBalance>      <TaxSavings>156.18</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>150372.68</HomeValue>      <SavingsOwning>-1327.26</SavingsOwning>      <CashoutValue>44184.29</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>48986.55</SavingsRenting>      <AdvantageOfBuying>-4802.26</AdvantageOfBuying>    </Month>    <Month id="3">      <BankInterest>624.44</BankInterest>      <BankRepaid>33.73</BankRepaid>      <BankBalance>74899.63</BankBalance>      <ParentInterest>124.70</ParentInterest>      <ParentRepaid>36.35</ParentRepaid>      <ParentBalance>29891.41</ParentBalance>      <TaxSavings>156.11</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>150559.36</HomeValue>      <SavingsOwning>-1992.87</SavingsOwning>      <CashoutValue>43775.46</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>48478.40</SavingsRenting>      <AdvantageOfBuying>-4702.94</AdvantageOfBuying>    </Month>    <Month id="4">      <BankInterest>624.16</BankInterest>      <BankRepaid>34.02</BankRepaid>      <BankBalance>74865.62</BankBalance>      <ParentInterest>124.55</ParentInterest>      <ParentRepaid>36.50</ParentRepaid>      <ParentBalance>29854.91</ParentBalance>      <TaxSavings>156.04</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>150746.28</HomeValue>      <SavingsOwning>-2659.79</SavingsOwning>      <CashoutValue>43365.97</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>47969.30</SavingsRenting>      <AdvantageOfBuying>-4603.33</AdvantageOfBuying>    </Month>    <Month id="5">      <BankInterest>623.88</BankInterest>      <BankRepaid>34.30</BankRepaid>      <BankBalance>74831.32</BankBalance>      <ParentInterest>124.40</ParentInterest>      <ParentRepaid>36.65</ParentRepaid>      <ParentBalance>29818.26</ParentBalance>      <TaxSavings>155.97</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>150933.43</HomeValue>      <SavingsOwning>-3328.03</SavingsOwning>      <CashoutValue>42955.82</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>47459.24</SavingsRenting>      <AdvantageOfBuying>-4503.42</AdvantageOfBuying>    </Month>    <Month id="6">      <BankInterest>623.59</BankInterest>      <BankRepaid>34.58</BankRepaid>      <BankBalance>74796.73</BankBalance>      <ParentInterest>124.24</ParentInterest>      <ParentRepaid>36.80</ParentRepaid>      <ParentBalance>29781.46</ParentBalance>      <TaxSavings>155.90</TaxSavings>      <PropertyTaxes>1312.50</PropertyTaxes>      <HomeValue>151120.81</HomeValue>      <SavingsOwning>-5310.09</SavingsOwning>      <CashoutValue>41232.53</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>46948.23</SavingsRenting>      <AdvantageOfBuying>-5715.70</AdvantageOfBuying>    </Month>    <Month id="7">      <BankInterest>623.31</BankInterest>      <BankRepaid>34.87</BankRepaid>      <BankBalance>74761.86</BankBalance>      <ParentInterest>124.09</ParentInterest>      <ParentRepaid>36.96</ParentRepaid>      <ParentBalance>29744.50</ParentBalance>      <TaxSavings>155.83</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>151308.43</HomeValue>      <SavingsOwning>-5983.45</SavingsOwning>      <CashoutValue>40818.62</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>46436.25</SavingsRenting>      <AdvantageOfBuying>-5617.64</AdvantageOfBuying>    </Month>    <Month id="8">      <BankInterest>623.02</BankInterest>      <BankRepaid>35.16</BankRepaid>      <BankBalance>74726.70</BankBalance>      <ParentInterest>123.94</ParentInterest>      <ParentRepaid>37.11</ParentRepaid>      <ParentBalance>29707.39</ParentBalance>      <TaxSavings>155.75</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>151496.27</HomeValue>      <SavingsOwning>-6658.14</SavingsOwning>      <CashoutValue>40404.05</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>45923.32</SavingsRenting>      <AdvantageOfBuying>-5519.27</AdvantageOfBuying>    </Month>    <Month id="9">      <BankInterest>622.72</BankInterest>      <BankRepaid>35.46</BankRepaid>      <BankBalance>74691.24</BankBalance>      <ParentInterest>123.78</ParentInterest>      <ParentRepaid>37.27</ParentRepaid>      <ParentBalance>29670.12</ParentBalance>      <TaxSavings>155.68</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>151684.36</HomeValue>      <SavingsOwning>-7334.17</SavingsOwning>      <CashoutValue>39988.82</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>45409.43</SavingsRenting>      <AdvantageOfBuying>-5420.61</AdvantageOfBuying>    </Month>    <Month id="10">      <BankInterest>622.43</BankInterest>      <BankRepaid>35.75</BankRepaid>      <BankBalance>74655.49</BankBalance>      <ParentInterest>123.63</ParentInterest>      <ParentRepaid>37.42</ParentRepaid>      <ParentBalance>29632.70</ParentBalance>      <TaxSavings>155.61</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>151872.67</HomeValue>      <SavingsOwning>-8011.54</SavingsOwning>      <CashoutValue>39572.94</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>44894.57</SavingsRenting>      <AdvantageOfBuying>-5321.63</AdvantageOfBuying>    </Month>    <Month id="11">      <BankInterest>622.13</BankInterest>      <BankRepaid>36.05</BankRepaid>      <BankBalance>74619.44</BankBalance>      <ParentInterest>123.47</ParentInterest>      <ParentRepaid>37.58</ParentRepaid>      <ParentBalance>29595.12</ParentBalance>      <TaxSavings>155.53</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>152061.22</HomeValue>      <SavingsOwning>-8690.25</SavingsOwning>      <CashoutValue>39156.40</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>44378.75</SavingsRenting>      <AdvantageOfBuying>-5222.35</AdvantageOfBuying>    </Month>    <Month id="12">      <BankInterest>621.83</BankInterest>      <BankRepaid>36.35</BankRepaid>      <BankBalance>74583.09</BankBalance>      <ParentInterest>123.31</ParentInterest>      <ParentRepaid>37.73</ParentRepaid>      <ParentBalance>29557.39</ParentBalance>      <TaxSavings>155.46</TaxSavings>      <PropertyTaxes>1312.50</PropertyTaxes>      <HomeValue>152250.00</HomeValue>      <SavingsOwning>-10682.82</SavingsOwning>      <CashoutValue>37426.70</CashoutValue>      <Rent>600.00</Rent>      <SavingsRenting>43861.96</SavingsRenting>      <AdvantageOfBuying>-6435.26</AdvantageOfBuying>    </Month>    <Month id="13">      <BankInterest>621.53</BankInterest>      <BankRepaid>36.65</BankRepaid>      <BankBalance>74546.44</BankBalance>      <ParentInterest>123.16</ParentInterest>      <ParentRepaid>37.89</ParentRepaid>      <ParentBalance>29519.50</ParentBalance>      <TaxSavings>155.38</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>152439.02</HomeValue>      <SavingsOwning>-11366.69</SavingsOwning>      <CashoutValue>37006.39</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>43335.20</SavingsRenting>      <AdvantageOfBuying>-6328.81</AdvantageOfBuying>    </Month>    <Month id="14">      <BankInterest>621.22</BankInterest>      <BankRepaid>36.96</BankRepaid>      <BankBalance>74509.48</BankBalance>      <ParentInterest>123.00</ParentInterest>      <ParentRepaid>38.05</ParentRepaid>      <ParentBalance>29481.45</ParentBalance>      <TaxSavings>155.31</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>152628.27</HomeValue>      <SavingsOwning>-12051.92</SavingsOwning>      <CashoutValue>36585.41</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>42807.45</SavingsRenting>      <AdvantageOfBuying>-6222.04</AdvantageOfBuying>    </Month>    <Month id="15">      <BankInterest>620.91</BankInterest>      <BankRepaid>37.27</BankRepaid>      <BankBalance>74472.21</BankBalance>      <ParentInterest>122.84</ParentInterest>      <ParentRepaid>38.21</ParentRepaid>      <ParentBalance>29443.24</ParentBalance>      <TaxSavings>155.23</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>152817.75</HomeValue>      <SavingsOwning>-12738.52</SavingsOwning>      <CashoutValue>36163.78</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>42278.72</SavingsRenting>      <AdvantageOfBuying>-6114.94</AdvantageOfBuying>    </Month>    <Month id="16">      <BankInterest>620.60</BankInterest>      <BankRepaid>37.58</BankRepaid>      <BankBalance>74434.64</BankBalance>      <ParentInterest>122.68</ParentInterest>      <ParentRepaid>38.37</ParentRepaid>      <ParentBalance>29404.88</ParentBalance>      <TaxSavings>155.15</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>153007.48</HomeValue>      <SavingsOwning>-13426.48</SavingsOwning>      <CashoutValue>35741.48</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>41748.99</SavingsRenting>      <AdvantageOfBuying>-6007.50</AdvantageOfBuying>    </Month>    <Month id="17">      <BankInterest>620.29</BankInterest>      <BankRepaid>37.89</BankRepaid>      <BankBalance>74396.75</BankBalance>      <ParentInterest>122.52</ParentInterest>      <ParentRepaid>38.53</ParentRepaid>      <ParentBalance>29366.35</ParentBalance>      <TaxSavings>155.07</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>153197.43</HomeValue>      <SavingsOwning>-14115.80</SavingsOwning>      <CashoutValue>35318.53</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>41218.27</SavingsRenting>      <AdvantageOfBuying>-5899.74</AdvantageOfBuying>    </Month>    <Month id="18">      <BankInterest>619.97</BankInterest>      <BankRepaid>38.21</BankRepaid>      <BankBalance>74358.54</BankBalance>      <ParentInterest>122.36</ParentInterest>      <ParentRepaid>38.69</ParentRepaid>      <ParentBalance>29327.66</ParentBalance>      <TaxSavings>154.99</TaxSavings>      <PropertyTaxes>1332.19</PropertyTaxes>      <HomeValue>153387.62</HomeValue>      <SavingsOwning>-16138.69</SavingsOwning>      <CashoutValue>33562.73</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>40686.55</SavingsRenting>      <AdvantageOfBuying>-7123.82</AdvantageOfBuying>    </Month>    <Month id="19">      <BankInterest>619.65</BankInterest>      <BankRepaid>38.52</BankRepaid>      <BankBalance>74320.02</BankBalance>      <ParentInterest>122.20</ParentInterest>      <ParentRepaid>38.85</ParentRepaid>      <ParentBalance>29288.82</ParentBalance>      <TaxSavings>154.91</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>153578.05</HomeValue>      <SavingsOwning>-16833.26</SavingsOwning>      <CashoutValue>33135.96</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>40153.84</SavingsRenting>      <AdvantageOfBuying>-7017.88</AdvantageOfBuying>    </Month>    <Month id="20">      <BankInterest>619.33</BankInterest>      <BankRepaid>38.85</BankRepaid>      <BankBalance>74281.17</BankBalance>      <ParentInterest>122.04</ParentInterest>      <ParentRepaid>39.01</ParentRepaid>      <ParentBalance>29249.81</ParentBalance>      <TaxSavings>154.83</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>153768.72</HomeValue>      <SavingsOwning>-17529.22</SavingsOwning>      <CashoutValue>32708.52</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>39620.13</SavingsRenting>      <AdvantageOfBuying>-6911.60</AdvantageOfBuying>    </Month>    <Month id="21">      <BankInterest>619.01</BankInterest>      <BankRepaid>39.17</BankRepaid>      <BankBalance>74242.00</BankBalance>      <ParentInterest>121.87</ParentInterest>      <ParentRepaid>39.17</ParentRepaid>      <ParentBalance>29210.63</ParentBalance>      <TaxSavings>154.75</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>153959.62</HomeValue>      <SavingsOwning>-18226.56</SavingsOwning>      <CashoutValue>32280.43</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>39085.42</SavingsRenting>      <AdvantageOfBuying>-6804.99</AdvantageOfBuying>    </Month>    <Month id="22">      <BankInterest>618.68</BankInterest>      <BankRepaid>39.50</BankRepaid>      <BankBalance>74202.51</BankBalance>      <ParentInterest>121.71</ParentInterest>      <ParentRepaid>39.34</ParentRepaid>      <ParentBalance>29171.30</ParentBalance>      <TaxSavings>154.67</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>154150.76</HomeValue>      <SavingsOwning>-18925.29</SavingsOwning>      <CashoutValue>31851.67</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>38549.70</SavingsRenting>      <AdvantageOfBuying>-6698.03</AdvantageOfBuying>    </Month>    <Month id="23">      <BankInterest>618.35</BankInterest>      <BankRepaid>39.82</BankRepaid>      <BankBalance>74162.68</BankBalance>      <ParentInterest>121.55</ParentInterest>      <ParentRepaid>39.50</ParentRepaid>      <ParentBalance>29131.80</ParentBalance>      <TaxSavings>154.59</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>154342.14</HomeValue>      <SavingsOwning>-19625.41</SavingsOwning>      <CashoutValue>31422.25</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>38012.98</SavingsRenting>      <AdvantageOfBuying>-6590.74</AdvantageOfBuying>    </Month>    <Month id="24">      <BankInterest>618.02</BankInterest>      <BankRepaid>40.16</BankRepaid>      <BankBalance>74122.53</BankBalance>      <ParentInterest>121.38</ParentInterest>      <ParentRepaid>39.66</ParentRepaid>      <ParentBalance>29092.14</ParentBalance>      <TaxSavings>154.51</TaxSavings>      <PropertyTaxes>1332.19</PropertyTaxes>      <HomeValue>154533.75</HomeValue>      <SavingsOwning>-21659.11</SavingsOwning>      <CashoutValue>29659.98</CashoutValue>      <Rent>609.00</Rent>      <SavingsRenting>37475.26</SavingsRenting>      <AdvantageOfBuying>-7815.28</AdvantageOfBuying>    </Month>    <Month id="25">      <BankInterest>617.69</BankInterest>      <BankRepaid>40.49</BankRepaid>      <BankBalance>74082.04</BankBalance>      <ParentInterest>121.22</ParentInterest>      <ParentRepaid>39.83</ParentRepaid>      <ParentBalance>29052.31</ParentBalance>      <TaxSavings>154.42</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>154725.60</HomeValue>      <SavingsOwning>-22364.53</SavingsOwning>      <CashoutValue>29226.73</CashoutValue>      <Rent>618.13</Rent>      <SavingsRenting>36927.39</SavingsRenting>      <AdvantageOfBuying>-7700.65</AdvantageOfBuying>    </Month>    <Month id="26">      <BankInterest>617.35</BankInterest>      <BankRepaid>40.83</BankRepaid>      <BankBalance>74041.21</BankBalance>      <ParentInterest>121.05</ParentInterest>      <ParentRepaid>40.00</ParentRepaid>      <ParentBalance>29012.31</ParentBalance>      <TaxSavings>154.34</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>154917.69</HomeValue>      <SavingsOwning>-23071.35</SavingsOwning>      <CashoutValue>28792.83</CashoutValue>      <Rent>618.13</Rent>      <SavingsRenting>36378.49</SavingsRenting>      <AdvantageOfBuying>-7585.67</AdvantageOfBuying>    </Month>    <Month id="27">      <BankInterest>617.01</BankInterest>      <BankRepaid>41.17</BankRepaid>      <BankBalance>74000.04</BankBalance>      <ParentInterest>120.88</ParentInterest>      <ParentRepaid>40.16</ParentRepaid>      <ParentBalance>28972.15</ParentBalance>      <TaxSavings>154.25</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>155110.02</HomeValue>      <SavingsOwning>-23779.58</SavingsOwning>      <CashoutValue>28358.25</CashoutValue>      <Rent>618.13</Rent>      <SavingsRenting>35828.57</SavingsRenting>      <AdvantageOfBuying>-7470.31</AdvantageOfBuying>    </Month>    <Month id="28">      <BankInterest>616.67</BankInterest>      <BankRepaid>41.51</BankRepaid>      <BankBalance>73958.53</BankBalance>      <ParentInterest>120.72</ParentInterest>      <ParentRepaid>40.33</ParentRepaid>      <ParentBalance>28931.82</ParentBalance>      <TaxSavings>154.17</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>155302.59</HomeValue>      <SavingsOwning>-24489.22</SavingsOwning>      <CashoutValue>27923.02</CashoutValue>      <Rent>618.13</Rent>      <SavingsRenting>35277.61</SavingsRenting>      <AdvantageOfBuying>-7354.59</AdvantageOfBuying>    </Month>    <Month id="29">      <BankInterest>616.32</BankInterest>      <BankRepaid>41.86</BankRepaid>      <BankBalance>73916.67</BankBalance>      <ParentInterest>120.55</ParentInterest>      <ParentRepaid>40.50</ParentRepaid>      <ParentBalance>28891.32</ParentBalance>      <TaxSavings>154.08</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>155495.39</HomeValue>      <SavingsOwning>-25200.29</SavingsOwning>      <CashoutValue>27487.12</CashoutValue>      <Rent>618.13</Rent>      <SavingsRenting>34725.62</SavingsRenting>      <AdvantageOfBuying>-7238.50</AdvantageOfBuying>    </Month>    <Month id="30">      <BankInterest>615.97</BankInterest>      <BankRepaid>42.21</BankRepaid>      <BankBalance>73874.46</BankBalance>      <ParentInterest>120.38</ParentInterest>      <ParentRepaid>40.67</ParentRepaid>      <ParentBalance>28850.66</ParentBalance>      <TaxSavings>153.99</TaxSavings>   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<CashoutValue>-244745.33</CashoutValue>      <Rent>910.33</Rent>      <SavingsRenting>-255159.34</SavingsRenting>      <AdvantageOfBuying>10414.01</AdvantageOfBuying>    </Month>    <Month id="345">      <BankInterest>81.84</BankInterest>      <BankRepaid>576.34</BankRepaid>      <BankBalance>9244.45</BankBalance>      <ParentInterest>10.37</ParentInterest>      <ParentRepaid>150.68</ParentRepaid>      <ParentBalance>2337.04</ParentBalance>      <TaxSavings>20.46</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>230138.87</HomeValue>      <SavingsOwning>-463955.89</SavingsOwning>      <CashoutValue>-245398.51</CashoutValue>      <Rent>910.33</Rent>      <SavingsRenting>-256548.10</SavingsRenting>      <AdvantageOfBuying>11149.59</AdvantageOfBuying>    </Month>    <Month id="346">      <BankInterest>77.04</BankInterest>      <BankRepaid>581.14</BankRepaid>      <BankBalance>8663.31</BankBalance>      <ParentInterest>9.74</ParentInterest>      <ParentRepaid>151.31</ParentRepaid>      <ParentBalance>2185.73</ParentBalance>      <TaxSavings>19.26</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>230424.58</HomeValue>      <SavingsOwning>-465625.77</SavingsOwning>      <CashoutValue>-246050.23</CashoutValue>      <Rent>910.33</Rent>      <SavingsRenting>-257939.46</SavingsRenting>      <AdvantageOfBuying>11889.23</AdvantageOfBuying>    </Month>    <Month id="347">      <BankInterest>72.19</BankInterest>      <BankRepaid>585.98</BankRepaid>      <BankBalance>8077.33</BankBalance>      <ParentInterest>9.11</ParentInterest>      <ParentRepaid>151.94</ParentRepaid>      <ParentBalance>2033.79</ParentBalance>      <TaxSavings>18.05</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>230710.65</HomeValue>      <SavingsOwning>-467300.00</SavingsOwning>      <CashoutValue>-246700.46</CashoutValue>      <Rent>910.33</Rent>      <SavingsRenting>-259333.43</SavingsRenting>      <AdvantageOfBuying>12632.97</AdvantageOfBuying>    </Month>    <Month id="348">      <BankInterest>67.31</BankInterest>      <BankRepaid>590.87</BankRepaid>      <BankBalance>7486.46</BankBalance>      <ParentInterest>8.47</ParentInterest>      <ParentRepaid>152.57</ParentRepaid>      <ParentBalance>1881.22</ParentBalance>      <TaxSavings>16.83</TaxSavings>      <PropertyTaxes>1991.35</PropertyTaxes>      <HomeValue>230997.08</HomeValue>      <SavingsOwning>-470969.94</SavingsOwning>      <CashoutValue>-249340.54</CashoutValue>      <Rent>910.33</Rent>      <SavingsRenting>-260730.01</SavingsRenting>      <AdvantageOfBuying>11389.48</AdvantageOfBuying>    </Month>    <Month id="349">      <BankInterest>62.39</BankInterest>      <BankRepaid>595.79</BankRepaid>      <BankBalance>6890.67</BankBalance>      <ParentInterest>7.84</ParentInterest>      <ParentRepaid>153.21</ParentRepaid>      <ParentBalance>1728.01</ParentBalance>      <TaxSavings>15.60</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>231283.86</HomeValue>      <SavingsOwning>-472656.63</SavingsOwning>      <CashoutValue>-249991.45</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-262142.87</SavingsRenting>      <AdvantageOfBuying>12151.42</AdvantageOfBuying>    </Month>    <Month id="350">      <BankInterest>57.42</BankInterest>      <BankRepaid>600.76</BankRepaid>      <BankBalance>6289.91</BankBalance>      <ParentInterest>7.20</ParentInterest>      <ParentRepaid>153.85</ParentRepaid>      <ParentBalance>1574.17</ParentBalance>      <TaxSavings>14.36</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>231570.99</HomeValue>      <SavingsOwning>-474347.73</SavingsOwning>      <CashoutValue>-250640.82</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-263558.38</SavingsRenting>      <AdvantageOfBuying>12917.56</AdvantageOfBuying>    </Month>    <Month id="351">      <BankInterest>52.42</BankInterest>      <BankRepaid>605.76</BankRepaid>      <BankBalance>5684.15</BankBalance>      <ParentInterest>6.56</ParentInterest>      <ParentRepaid>154.49</ParentRepaid>      <ParentBalance>1419.68</ParentBalance>      <TaxSavings>13.10</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>231858.49</HomeValue>      <SavingsOwning>-476043.26</SavingsOwning>      <CashoutValue>-251288.60</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-264976.54</SavingsRenting>      <AdvantageOfBuying>13687.94</AdvantageOfBuying>    </Month>    <Month id="352">      <BankInterest>47.37</BankInterest>      <BankRepaid>610.81</BankRepaid>      <BankBalance>5073.34</BankBalance>      <ParentInterest>5.92</ParentInterest>      <ParentRepaid>155.13</ParentRepaid>      <ParentBalance>1264.55</ParentBalance>      <TaxSavings>11.84</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>232146.34</HomeValue>      <SavingsOwning>-477743.22</SavingsOwning>      <CashoutValue>-251934.77</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-266397.36</SavingsRenting>      <AdvantageOfBuying>14462.59</AdvantageOfBuying>    </Month>    <Month id="353">      <BankInterest>42.28</BankInterest>      <BankRepaid>615.90</BankRepaid>      <BankBalance>4457.44</BankBalance>      <ParentInterest>5.27</ParentInterest>      <ParentRepaid>155.78</ParentRepaid>      <ParentBalance>1108.77</ParentBalance>      <TaxSavings>10.57</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>232434.54</HomeValue>      <SavingsOwning>-479447.64</SavingsOwning>      <CashoutValue>-252579.31</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-267820.84</SavingsRenting>      <AdvantageOfBuying>15241.53</AdvantageOfBuying>    </Month>    <Month id="354">      <BankInterest>37.15</BankInterest>      <BankRepaid>621.03</BankRepaid>      <BankBalance>3836.40</BankBalance>      <ParentInterest>4.62</ParentInterest>      <ParentRepaid>156.43</ParentRepaid>      <ParentBalance>952.34</ParentBalance>      <TaxSavings>9.29</TaxSavings>      <PropertyTaxes>2021.22</PropertyTaxes>      <HomeValue>232723.11</HomeValue>      <SavingsOwning>-483177.77</SavingsOwning>      <CashoutValue>-255243.41</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-269246.99</SavingsRenting>      <AdvantageOfBuying>14003.58</AdvantageOfBuying>    </Month>    <Month id="355">      <BankInterest>31.97</BankInterest>      <BankRepaid>626.21</BankRepaid>      <BankBalance>3210.19</BankBalance>      <ParentInterest>3.97</ParentInterest>      <ParentRepaid>157.08</ParentRepaid>      <ParentBalance>795.26</ParentBalance>      <TaxSavings>7.99</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>233012.03</HomeValue>      <SavingsOwning>-484894.96</SavingsOwning>      <CashoutValue>-255888.39</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-270675.82</SavingsRenting>      <AdvantageOfBuying>14787.43</AdvantageOfBuying>    </Month>    <Month id="356">      <BankInterest>26.75</BankInterest>      <BankRepaid>631.43</BankRepaid>      <BankBalance>2578.77</BankBalance>      <ParentInterest>3.31</ParentInterest>      <ParentRepaid>157.73</ParentRepaid>      <ParentBalance>637.53</ParentBalance>      <TaxSavings>6.69</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>233301.31</HomeValue>      <SavingsOwning>-486616.68</SavingsOwning>      <CashoutValue>-256531.67</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-272107.32</SavingsRenting>      <AdvantageOfBuying>15575.66</AdvantageOfBuying>    </Month>    <Month id="357">      <BankInterest>21.49</BankInterest>      <BankRepaid>636.69</BankRepaid>      <BankBalance>1942.08</BankBalance>      <ParentInterest>2.66</ParentInterest>      <ParentRepaid>158.39</ParentRepaid>      <ParentBalance>479.14</ParentBalance>      <TaxSavings>5.37</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>233590.95</HomeValue>      <SavingsOwning>-488342.94</SavingsOwning>      <CashoutValue>-257173.21</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-273541.51</SavingsRenting>      <AdvantageOfBuying>16368.31</AdvantageOfBuying>    </Month>    <Month id="358">      <BankInterest>16.18</BankInterest>      <BankRepaid>641.99</BankRepaid>      <BankBalance>1300.08</BankBalance>      <ParentInterest>2.00</ParentInterest>      <ParentRepaid>159.05</ParentRepaid>      <ParentBalance>320.09</ParentBalance>      <TaxSavings>4.05</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>233880.95</HomeValue>      <SavingsOwning>-490073.76</SavingsOwning>      <CashoutValue>-257812.98</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-274978.39</SavingsRenting>      <AdvantageOfBuying>17165.41</AdvantageOfBuying>    </Month>    <Month id="359">      <BankInterest>10.83</BankInterest>      <BankRepaid>647.34</BankRepaid>      <BankBalance>652.74</BankBalance>      <ParentInterest>1.33</ParentInterest>      <ParentRepaid>159.71</ParentRepaid>      <ParentBalance>160.38</ParentBalance>      <TaxSavings>2.71</TaxSavings>      <PropertyTaxes>0.00</PropertyTaxes>      <HomeValue>234171.31</HomeValue>      <SavingsOwning>-491809.16</SavingsOwning>      <CashoutValue>-258450.97</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-276417.96</SavingsRenting>      <AdvantageOfBuying>17966.99</AdvantageOfBuying>    </Month>    <Month id="360">      <BankInterest>5.44</BankInterest>      <BankRepaid>652.74</BankRepaid>      <BankBalance>0.00</BankBalance>      <ParentInterest>0.67</ParentInterest>      <ParentRepaid>160.38</ParentRepaid>      <ParentBalance>0.00</ParentBalance>      <TaxSavings>1.36</TaxSavings>      <PropertyTaxes>2021.22</PropertyTaxes>      <HomeValue>234462.03</HomeValue>      <SavingsOwning>-495570.40</SavingsOwning>      <CashoutValue>-261108.36</CashoutValue>      <Rent>923.99</Rent>      <SavingsRenting>-277860.24</SavingsRenting>      <AdvantageOfBuying>16751.87</AdvantageOfBuying>    </Month>  </BuyRentResult></BuyRentCase>
